eModification Process Overview

• A secure environment for borrowers to post, review and eSign agreements online
  
  
• Once loan program workout  is selected, documents are web posted to secure site in minutes
  
  
• Integrates lenders with  loan servicing or analytic systems to pull loan data to populate documents
  
  
• Secure email and link  notification to qualified candidates to view documents
  
  
• Can use yours our or  online borrower validation and authentication option
  
  

eService Features

• Fast, “e”asy, Secure, Streamlined eSigning process
  
  
•  Legal UETA & ESIGN eConsent process
  
  
• Web documents maintain all  and rep and warrant they are current and in compliance with loan program
  
  
• Guaranteed TIL, APR GFE,  & High Cost calculations if you need to re-disclose
  
  
• Web offered service. Can be  as an extension to your web site
  
  
• No cost to and can set-up  be implemented within days
  
  
• Increase and pull-thru  success rate
  
  

Verifiable & Auditable Process Management

• Built in bullet “Proof of intent” process
  
  
• Requires review borrower  and acceptance prior to signature
  
  
• Additional co-signer  password verification and tracking
  
  
• Data and time of stamp  each signature and party to transaction
  
  
• Complete  trail of audit  all activity, alerts and expiration tracking notifications
  
  
• Secure tamper  of seal  document total package to ensure signature, data and document integrity